“Life Is For Service” – Fred Rodgers
Leo Fortis Title Agency LLC
Leo Fortis Title was founded with a singular mission: to redefine excellence within the title agency industry. Our unwavering commitment revolves around delivering unparalleled efficiency while prioritizing your unique needs as our client. Whether you’re navigating a substantial $500 million commercial acquisition or a 100,000 residential purchase, Leo Fortis, translating to “Lion’s Strength” in Latin, stands poised to expertly guide your transactions to a seamless close.
Our relentless pursuit of perfection has led us to establish a network of strategic affiliates spanning across the nation, transforming us into your comprehensive destination for transactions in every key U.S. state. Welcome to a new era of title agency services where Leo Fortis Title leads the way, setting industry standards with every deal we handle.
We Provide Full Settlement Services
We provide professional quality service in a timely manner
Our staff works of extremely hard working professionals are just that, professionals who know and understand the importance of relationships. Our team is your team at LFT.
FAST TURN AROUND
At Leo Fortis Title, we stand unrivaled with the industry’s most expeditious turn times, ensuring that our clients never find themselves languishing in a queue, as is the case with many others.
With us, you can expect:
*An astonishing 1-2 day average turnaround time for refinancing transactions.
*A swift 2-4 day average turnaround time for purchase transactions.
We don’t just set the standard; we redefine it, placing your time and efficiency at the forefront of everything we do.
We have provided a list of our frequently asked questions and a glossary of terms used
in the industry to help you understand these terms
Q: What is title insurance?
A: It is an insurance policy that protects the insured against loss should the condition of title to the land be other than as insured. Unlike other types of insurance that offer protection against future possible occurrences, title insurance offers protection against past occurrences which would result in a claim at a future date. Title insurance provides the insured with “peace of mind” in knowing that you are receiving good and marketable title to the real estate you are purchasing.
Q: Why do I need title insurance?
A: When you buy a home, you expect to enjoy certain benefits from ownership such as being able to occupy and use the property as you wish, to be free from debts or obligations not created by you and to be able to freely sell or pledge your property as security for a loan. Title insurance is designed to cover these rights. Without an owner’s title insurance policy, you may not be fully protected against errors in the public records, hidden defects not disclosed by public records, or mistakes made during the examination of the title of your new property. As a result, you may be held fully accountable for any liens, judgments or claims brought against your new property. However, your owner’s title policy insures that if such an occasion arises, you will be defended, free of charge against all covered claims and paid up to the amount of the policy to settle valid claims.
Q: What issues can a title search reveal?
A: A title search can show any number of title defects, liens, and other encumbrance and restrictions. Among these are unpaid taxes, unsatisfied mortgages, judgments against buyers/sellers and any restrictions or conditions limiting the use of the land.
Q: What is a Closing Disclosure?
A: A Closing Disclosure is a five-page form that provides final critical details about the mortgage loan you have selected.
It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (also referred to as closing costs).
Both Buyers and Sellers receive a separate Closing Disclosure with an itemization of their fees only as they pertain to the transaction. This form replaces the old HUD-1 Settlement Statement.
Q: Are there any issues a title search may not reveal?
A: Yes. There are some “hidden hazards” that even the most diligent title search may not reveal. For instance, a previous owner could have incorrectly stated his marital status resulting in a possible claim by his legal spouse. Other hidden hazards include fraud, forgery, defective deeds, mental incompetence, confusion due to similar or identical names, and clerical errors in the City/County land records. These defects can arise after you’ve purchased your home and can jeopardize your right to ownership in part or full.
Leo Fortis Title Agency LLC is proud to self underwrite with Fidelity National Title Insurance Company. We have provided the link for the underwriter’s website below.
Leo Fortis Title Agency LLC was established in 2022 as the parent company after merging two successful title companies forming a power house agency. Our service-oriented title agency provides title insurance for residential and commercial purchases and refinances in the US. Our staff has over 100 years of Title Industry experience and offers in-depth knowledge on how to tackle any issue that may arise during the purchase or refinance process. Our team approach takes your transaction from start to finish in a courteous, smooth and professional manner. We pride ourselves on our ability to get the job done quickly and efficiently no matter how big or small the issues are.
Monmouth County Office:
16 Oak Tree Lane, Ocean NJ 0772
We will respond to any emails within 24 hours. We are always available to speak during business hours.
General Inquiries & Title Orders: firstname.lastname@example.org
Closing & Settlement: email@example.com
Title Clearance & Endorsements: firstname.lastname@example.org
Policy & Post Closing: email@example.com
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